Awareness over guilt
Understand where your money goes without harsh restrictions or judgment.
Built for students, not spreadsheets
Spend socially.
Spend smarter.
Track the real cost of going out, settle expenses with friends, and build healthier money habits, without making life feel restrictive.
Free on iOS & Android · Designed for students aged 13–25
Follow @splurgefinance on Instagram
Group settled ✓
Smarter choice +120 pts
Why Splurge
Your social life has a money story. Splurge helps you see it clearly.
It is built around the spending decisions students actually face, from splitting dinner to buying something because everyone else is.
Context over raw numbers
See what your spending could equal in real-life items and goals, so every amount means something.
Better habits, together
Manage shared costs and learn with friends, because money decisions are often social.
Inside the app
Everything you need to make money feel simpler.
Useful tools for everyday spending, built around the way students actually live.
01
Impact Calculator
Log daily, weekly, and monthly expenses, then compare them with things you could have bought instead.
02
Spending Ledger
Keep a simple expense log with clear weekly and monthly summaries, no complicated setup.
03
Group Settle
Track shared expenses, see who owes whom, and manage a group budget with friends.
04
Wishlist Comparison
Compare what you want to buy with what you are actually spending to make more intentional choices.
05
Learning Resources
Access financial-literacy videos and articles, then earn points for learning with friends.
06
Student-first Insights
Get informational, AI-based comparisons focused on Indian trends and student life.
A healthier relationship with money
Pause. See the trade-off. Choose for yourself.
Splurge does not tell you to stop having fun. It gives you the context to decide what is worth it.
The goal
Financial awareness should feel empowering, not restrictive.
Built by Ranvirr Pardasani and Rajveer Agrawal, Splurge is helping a new generation understand peer pressure, group spending, and the financial impact of everyday social choices.
- Mindful spending
- Financial literacy
- Social awareness
From the blog
Money tips made for student life.
Financial Literacy6 min read
Basics of Accounting
Accounting is often described as the language of business. It is the system through which financial activity is recorded, organised, and interpreted.
Financial Literacy3 min read
Credit Scores and Credit History
Credit is something many people hear about long before they truly understand it. Credit scores, loans, and credit history often feel distant or irrelevant to students, but in reality, they quietly shape many.
Financial Literacy5 min read
Good Debt vs Bad Debt
Debt is often spoken about in extremes. Some people treat all debt as dangerous and irresponsible. Others treat it as normal and unavoidable. The truth sits somewhere in between.
Join the community
Follow along. Or build it with us.
@splurgefinance
Daily money tips, app updates, and behind-the-scenes from the Splurge team. Come say hi in our DMs.
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Apply via Google FormKnow where your money goes. Keep living your life.
Free on iOS & Android · Designed for students aged 13–25
Press kit
Everything you need to write about Splurge.
Official app screenshots and founder details, packaged for media and creators.
App screenshots
Official screens from the live iPhone app.
Founders
Splurge is built by two founders helping a new generation understand peer pressure, group spending, and the financial impact of everyday social choices.