Financial Literacy6 min read
Basics of Accounting
Accounting is often described as the language of business. It is the system through which financial activity is recorded, organised, and interpreted.
The Splurge blog
Money tips made for student life.
Practical reads on shared expenses, mindful spending, budgeting, and financial literacy, written for students in India, not finance bros.
Financial Literacy3 min read
Credit Scores and Credit History
Credit is something many people hear about long before they truly understand it. Credit scores, loans, and credit history often feel distant or irrelevant to students, but in reality, they quietly shape many.
Financial Literacy5 min read
Good Debt vs Bad Debt
Debt is often spoken about in extremes. Some people treat all debt as dangerous and irresponsible. Others treat it as normal and unavoidable. The truth sits somewhere in between.
Inside Splurge5 min read
Welcome to Splurge: A Smarter Way to Understand Your Money
Splurge is not a budgeting app in the traditional sense. It does not ask you to restrict yourself, track every rupee obsessively, or feel guilty for spending.
Financial Literacy3 min read
Using AI to Improve Your Financial Decisions
Artificial intelligence can sound complicated, but when used well, it is simply a tool that helps you understand your finances better.
Mindful Spending5 min read
Nine Places Your Money Quietly Disappears
Most people think saving money means giving things up. Fewer outings, cheaper food, saying no to plans.
Financial Literacy4 min read
The Power of Compound Interest
Compound interest is one of the most important ideas in personal finance, yet it is often misunderstood or ignored.
Financial Literacy5 min read
The Basics of Economics
Economics is the study of how people make choices when resources are limited. Every day, individuals, businesses, and governments decide how to use time, money, and effort in the best possible way.
Marketing6 min read
Foundations of Marketing
Marketing is often misunderstood as simply advertising or selling products. In reality, marketing is a far broader discipline that focuses on understanding people, creating value, and building long-term.
Mindful Spending4 min read
How to Spend Responsibly
Spending money is a part of everyday life. Whether it is buying food, going out with friends, paying for transport, or saving for something meaningful, spending decisions shape both short-term happiness and.
Mindful Spending5 min read
How to Distinguish Between Your Expenses
Most people don’t struggle with money because they spend too much. They struggle because they don’t know what kind of spending they’re doing. All expenses are not equal, even if the amount is the same.
Budgeting3 min read
Five Simple Ways to Create a Budget or Monthly Spending Limit
A budget is a plan and a cap for how your money will be used. It helps you stay in control, avoid stress, and make sure your spending supports your needs. There is no single correct way to budget.
Budgeting4 min read
How to Keep Track of Your Costs (Without Obsessing Over Every Rupee)
Most people think tracking costs means writing down every expense forever. That idea alone is enough to make anyone quit before they start. In reality, cost tracking is not about control or perfection.
Shared Expenses5 min read
How to Split Bills With Friends Without the Awkwardness
Dinner ends, the bill arrives, and everyone suddenly checks their phone. Here is how students can handle shared expenses without ruining the vibe, or the friendship.
Mindful Spending4 min read
What ₹150 a Day Really Costs You: The Maths of Small Spending
A chai here, a snack there, a quick delivery order. Small daily spends feel harmless until you see what they equal in the things you actually want.
Social Awareness5 min read
Peer Pressure Spending: Why We Buy Things We Don't Want
Everyone ordered dessert, so you did too. Everyone has those shoes, so now you want them. An honest look at social spending, and how to stay yourself.
Budgeting6 min read
A Student Budget That Actually Survives the Month
Most student budgets die by the second weekend. Here is a realistic system built around pocket money, social life, and the occasional emergency auto ride.
Financial Literacy5 min read
UPI, Wallets, Cash: A Student's Guide to Digital Money in India
Paying with a tap is effortless, which is exactly the problem. How Indian students can enjoy digital money without losing track of it, plus the safety basics everyone should know.